Never GetSurprisedBy A Tax Bill

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Privacy Policy

Who We Are

OweZero is a tax withholding tracker app for W2 employees, operated by Brian Pitcher, based in North Pole, Alaska. Contact us at getowezero@gmail.com.

What Information We Collect

When you use OweZero, we collect:

• Account information: your name, email address, and password when you sign up
• Pay stub data: gross pay, federal and state tax withheld, Social Security, Medicare, net pay, pay period, and pay date
• W4 information: filing status, number of dependents, and withholding preferences
• Device information: basic information about the device you use to access the app

We do not collect your Social Security number, bank account information, or any financial account credentials.

How We Use Your Information

We use your information to provide and improve the OweZero app, calculate your Tax Health Score, send important account updates, and respond to support requests. We do not sell your personal information to third parties.

How We Store Your Information

Your data is stored securely using industry-standard encryption. You may request deletion of your account and data at any time by contacting us at getowezero@gmail.com.

Third-Party Services

OweZero uses Stripe for payment processing and Adalo as our app platform. Their respective privacy policies apply to data processed by those services.

Your Rights

You have the right to access, correct, or delete your personal data at any time. Contact us at getowezero@gmail.com to exercise these rights.

Children's Privacy

OweZero is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13.

Contact Us

Questions about this policy? Email us at getowezero@gmail.com — North Pole, Alaska.

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Terms of Service

Agreement to Terms

By downloading, accessing, or using OweZero ("the App"), you agree to be bound by these Terms of Service. If you do not agree, please do not use the App.

What OweZero Does

OweZero is a tax withholding tracker designed to help W2 employees monitor their federal and state tax withholding throughout the year. The App provides estimates and general guidance only.

OweZero is not a licensed tax advisor, accountant, or financial advisor. Nothing in this App constitutes professional tax or financial advice. Always consult a qualified tax professional for advice specific to your situation.

Your Account

You are responsible for keeping your account credentials secure and all activity that occurs under your account. You must be at least 18 years old to use OweZero.

Subscription and Payments

OweZero is available for $6.99/month or $74.99/year. Subscriptions automatically renew unless cancelled at least 24 hours before the renewal date. Contact us within 7 days of a charge if you believe you were billed in error.

Acceptable Use

You agree not to use OweZero for any unlawful purpose, attempt to reverse engineer the App, share your account with others, or enter false information into the App.

Disclaimer of Warranties

OweZero is provided "as is" without any warranties of any kind. We do not guarantee that the App will be error-free or uninterrupted.

Governing Law

These Terms are governed by the laws of the State of Alaska.

Contact Us

Questions? Email us at getowezero@gmail.com — North Pole, Alaska.

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Contact Us

Have a question, feedback, or need help? We'd love to hear from you.

Send Message

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Frequently Asked Questions

Is OweZero a tax filing service?

No. OweZero helps you track and optimize your tax withholding throughout the year so you owe less — or nothing — when tax season arrives. For filing your taxes, we recommend consulting a qualified tax professional.

What devices does OweZero work on?

OweZero is available on iOS (iPhone and iPad) and Android devices.

How much does OweZero cost?

OweZero is available for $6.99/month or $74.99/year. Join our waitlist to be notified when we launch.

Is my data secure?

Yes. We use industry-standard encryption to protect your data. We never sell your personal information. Read our Privacy Policy for full details.

How do I cancel my subscription?

You can cancel anytime through your account settings or by emailing us at getowezero@gmail.com.